INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – UPPAL, HYDERABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for UPPAL branch.

IFSC Code
IOBA0001889

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameUPPAL
IFSC CodeIOBA0001889
MICR Code500020034
Address2 1 40 BY 1 UPPAL RING ROAD UPPAL HYDERABAD 500039
CityHYDERABAD
StateANDHRA PRADESH
Contact23468857

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001889

The IFSC code IOBA0001889 uniquely identifies the UPPAL branch of INDIAN OVERSEAS BANK located in HYDERABAD, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001889

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001889) – Unique branch identifier for UPPAL

How to Use IFSC Code IOBA0001889

To transfer money to any account at INDIAN OVERSEAS BANK UPPAL branch, you will need to provide the IFSC code IOBA0001889 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UPPAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK UPPAL Branch

INDIAN OVERSEAS BANK UPPAL is a branch of INDIAN OVERSEAS BANK located in HYDERABAD, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in HYDERABAD and surrounding areas.

Branch Address

2 1 40 BY 1 UPPAL RING ROAD UPPAL HYDERABAD 500039, HYDERABAD, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 500020034. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK UPPAL?

The IFSC code of INDIAN OVERSEAS BANK UPPAL branch in HYDERABAD is IOBA0001889.

What is the MICR code of INDIAN OVERSEAS BANK UPPAL?

The MICR code of INDIAN OVERSEAS BANK UPPAL branch is 500020034.

What is the address of INDIAN OVERSEAS BANK UPPAL?

INDIAN OVERSEAS BANK UPPAL branch is located at 2 1 40 BY 1 UPPAL RING ROAD UPPAL HYDERABAD 500039.

Does INDIAN OVERSEAS BANK UPPAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK UPPAL branch supports NEFT, RTGS, IMPS, and UPI transactions.