INDIAN OVERSEAS BANK IFSC Code – N H BYE PASS PALARIVATTOM, KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for N H BYE PASS PALARIVATTOM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | N H BYE PASS PALARIVATTOM |
| IFSC Code | IOBA0001870 |
| MICR Code | 682020012 |
| Address | CC 32 BY 1579 FIRST FLOOR, OPP EMC HOSPITAL, BYE PASS, PALARIVATTOM, COCHIN 682025 |
| City | KOCHI |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 2344533 |
Payment Facilities
About IFSC Code IOBA0001870
The IFSC code IOBA0001870 uniquely identifies the N H BYE PASS PALARIVATTOM branch of INDIAN OVERSEAS BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001870
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001870) – Unique branch identifier for N H BYE PASS PALARIVATTOM
How to Use IFSC Code IOBA0001870
To transfer money to any account at INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM branch, you will need to provide the IFSC code IOBA0001870 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at N H BYE PASS PALARIVATTOM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM Branch
INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM is a branch of INDIAN OVERSEAS BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
CC 32 BY 1579 FIRST FLOOR, OPP EMC HOSPITAL, BYE PASS, PALARIVATTOM, COCHIN 682025, KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682020012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM?
The IFSC code of INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM branch in KOCHI is IOBA0001870.
What is the MICR code of INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM?
The MICR code of INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM branch is 682020012.
What is the address of INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM?
INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM branch is located at CC 32 BY 1579 FIRST FLOOR, OPP EMC HOSPITAL, BYE PASS, PALARIVATTOM, COCHIN 682025.
Does INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK N H BYE PASS PALARIVATTOM branch supports NEFT, RTGS, IMPS, and UPI transactions.