INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – GUJARAT SEC EDUCATION BD, GANDHINAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for GUJARAT SEC EDUCATION BD branch.

IFSC Code
IOBA0001817

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameGUJARAT SEC EDUCATION BD
IFSC CodeIOBA0001817
MICR Code380020020
AddressGUJARAT SECONDARY,EDUCATION BOARD,SECTOR 10 B,GANDHI NARGAR,PIN 382010
CityGANDHINAGAR
StateGUJARAT
Contact23221310

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001817

The IFSC code IOBA0001817 uniquely identifies the GUJARAT SEC EDUCATION BD branch of INDIAN OVERSEAS BANK located in GANDHINAGAR, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001817

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001817) – Unique branch identifier for GUJARAT SEC EDUCATION BD

How to Use IFSC Code IOBA0001817

To transfer money to any account at INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD branch, you will need to provide the IFSC code IOBA0001817 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GUJARAT SEC EDUCATION BD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD Branch

INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD is a branch of INDIAN OVERSEAS BANK located in GANDHINAGAR, GUJARAT. The branch provides comprehensive banking services to customers in GANDHINAGAR and surrounding areas.

Branch Address

GUJARAT SECONDARY,EDUCATION BOARD,SECTOR 10 B,GANDHI NARGAR,PIN 382010, GANDHINAGAR, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 380020020. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD?

The IFSC code of INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD branch in GANDHINAGAR is IOBA0001817.

What is the MICR code of INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD?

The MICR code of INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD branch is 380020020.

What is the address of INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD?

INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD branch is located at GUJARAT SECONDARY,EDUCATION BOARD,SECTOR 10 B,GANDHI NARGAR,PIN 382010.

Does INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK GUJARAT SEC EDUCATION BD branch supports NEFT, RTGS, IMPS, and UPI transactions.