INDIAN OVERSEAS BANK IFSC Code – CHENNAIGOWRIVAKKAM, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for CHENNAIGOWRIVAKKAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CHENNAIGOWRIVAKKAM |
| IFSC Code | IOBA0001787 |
| MICR Code | 600020138 |
| Address | SC COL, VELACHERY TAMBARAM ROAD, GOWRIVAKKAM CHENNAI601302 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 2616318 |
Payment Facilities
About IFSC Code IOBA0001787
The IFSC code IOBA0001787 uniquely identifies the CHENNAIGOWRIVAKKAM branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001787
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001787) – Unique branch identifier for CHENNAIGOWRIVAKKAM
How to Use IFSC Code IOBA0001787
To transfer money to any account at INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM branch, you will need to provide the IFSC code IOBA0001787 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHENNAIGOWRIVAKKAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM Branch
INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
SC COL, VELACHERY TAMBARAM ROAD, GOWRIVAKKAM CHENNAI601302, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600020138. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM?
The IFSC code of INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM branch in CHENNAI is IOBA0001787.
What is the MICR code of INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM?
The MICR code of INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM branch is 600020138.
What is the address of INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM?
INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM branch is located at SC COL, VELACHERY TAMBARAM ROAD, GOWRIVAKKAM CHENNAI601302.
Does INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CHENNAIGOWRIVAKKAM branch supports NEFT, RTGS, IMPS, and UPI transactions.