INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – INDORE, INDORE

Complete bank details including IFSC code, MICR code, address and payment facilities for INDORE branch.

IFSC Code
IOBA0001785

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameINDORE
IFSC CodeIOBA0001785
MICR Code452020004
AddressSCHEME NO 54 SRI SATHIYA SAI VIDHYA VIHAR COMP BOMBAY VIJAY NAGAR INDORE PIN 542010
CityINDORE
StateMADHYA PRADESH
Contact26122672

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001785

The IFSC code IOBA0001785 uniquely identifies the INDORE branch of INDIAN OVERSEAS BANK located in INDORE, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001785

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001785) – Unique branch identifier for INDORE

How to Use IFSC Code IOBA0001785

To transfer money to any account at INDIAN OVERSEAS BANK INDORE branch, you will need to provide the IFSC code IOBA0001785 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at INDORE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK INDORE Branch

INDIAN OVERSEAS BANK INDORE is a branch of INDIAN OVERSEAS BANK located in INDORE, MADHYA PRADESH. The branch provides comprehensive banking services to customers in INDORE and surrounding areas.

Branch Address

SCHEME NO 54 SRI SATHIYA SAI VIDHYA VIHAR COMP BOMBAY VIJAY NAGAR INDORE PIN 542010, INDORE, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 452020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK INDORE?

The IFSC code of INDIAN OVERSEAS BANK INDORE branch in INDORE is IOBA0001785.

What is the MICR code of INDIAN OVERSEAS BANK INDORE?

The MICR code of INDIAN OVERSEAS BANK INDORE branch is 452020004.

What is the address of INDIAN OVERSEAS BANK INDORE?

INDIAN OVERSEAS BANK INDORE branch is located at SCHEME NO 54 SRI SATHIYA SAI VIDHYA VIHAR COMP BOMBAY VIJAY NAGAR INDORE PIN 542010.

Does INDIAN OVERSEAS BANK INDORE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK INDORE branch supports NEFT, RTGS, IMPS, and UPI transactions.