INDIAN OVERSEAS BANK IFSC Code – GANDHIDHAM UDAY NAGAR, GANDHIDHAM
Complete bank details including IFSC code, MICR code, address and payment facilities for GANDHIDHAM UDAY NAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | GANDHIDHAM UDAY NAGAR |
| IFSC Code | IOBA0001764 |
| MICR Code | 370020003 |
| Address | IFFCO TOWNSHIP UDAY NAGAR COLONY GANDHIDHAM PIN 370203 |
| City | GANDHIDHAM |
| District | KACHCHH |
| State | GUJARAT |
| Contact | 27502432 |
Payment Facilities
About IFSC Code IOBA0001764
The IFSC code IOBA0001764 uniquely identifies the GANDHIDHAM UDAY NAGAR branch of INDIAN OVERSEAS BANK located in GANDHIDHAM, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001764
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001764) – Unique branch identifier for GANDHIDHAM UDAY NAGAR
How to Use IFSC Code IOBA0001764
To transfer money to any account at INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR branch, you will need to provide the IFSC code IOBA0001764 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GANDHIDHAM UDAY NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR Branch
INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR is a branch of INDIAN OVERSEAS BANK located in GANDHIDHAM, GUJARAT. The branch provides comprehensive banking services to customers in GANDHIDHAM and surrounding areas.
Branch Address
IFFCO TOWNSHIP UDAY NAGAR COLONY GANDHIDHAM PIN 370203, GANDHIDHAM, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 370020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR?
The IFSC code of INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR branch in GANDHIDHAM is IOBA0001764.
What is the MICR code of INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR?
The MICR code of INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR branch is 370020003.
What is the address of INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR?
INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR branch is located at IFFCO TOWNSHIP UDAY NAGAR COLONY GANDHIDHAM PIN 370203.
Does INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK GANDHIDHAM UDAY NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.