INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – CHENNAIMOGAPPAIAR, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for CHENNAIMOGAPPAIAR branch.

IFSC Code
IOBA0001695

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameCHENNAIMOGAPPAIAR
IFSC CodeIOBA0001695
MICR Code600020122
AddressPLOT C6, BLOCK 10, PARI SALAI, MOGAPPAIR EAST, AMBATTUR CHENNAI PIN 600037
CityCHENNAI
StateTAMIL NADU
Contact27653989

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001695

The IFSC code IOBA0001695 uniquely identifies the CHENNAIMOGAPPAIAR branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001695

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001695) – Unique branch identifier for CHENNAIMOGAPPAIAR

How to Use IFSC Code IOBA0001695

To transfer money to any account at INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR branch, you will need to provide the IFSC code IOBA0001695 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHENNAIMOGAPPAIAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR Branch

INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

PLOT C6, BLOCK 10, PARI SALAI, MOGAPPAIR EAST, AMBATTUR CHENNAI PIN 600037, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600020122. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR?

The IFSC code of INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR branch in CHENNAI is IOBA0001695.

What is the MICR code of INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR?

The MICR code of INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR branch is 600020122.

What is the address of INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR?

INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR branch is located at PLOT C6, BLOCK 10, PARI SALAI, MOGAPPAIR EAST, AMBATTUR CHENNAI PIN 600037.

Does INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK CHENNAIMOGAPPAIAR branch supports NEFT, RTGS, IMPS, and UPI transactions.