INDIAN OVERSEAS BANK IFSC Code – BARABANKI, BARA BANKI
Complete bank details including IFSC code, MICR code, address and payment facilities for BARABANKI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BARABANKI |
| IFSC Code | IOBA0001595 |
| MICR Code | 225020002 |
| Address | D BLOCK RASHEED ENCLAVE I FLR RAILWAY RD BEGUMGUNJ BARABANKI PIN 225001 |
| City | BARA BANKI |
| State | UTTAR PRADESH |
| Contact | 2401366 |
Payment Facilities
About IFSC Code IOBA0001595
The IFSC code IOBA0001595 uniquely identifies the BARABANKI branch of INDIAN OVERSEAS BANK located in BARA BANKI, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001595
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001595) – Unique branch identifier for BARABANKI
How to Use IFSC Code IOBA0001595
To transfer money to any account at INDIAN OVERSEAS BANK BARABANKI branch, you will need to provide the IFSC code IOBA0001595 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BARABANKI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BARABANKI Branch
INDIAN OVERSEAS BANK BARABANKI is a branch of INDIAN OVERSEAS BANK located in BARA BANKI, UTTAR PRADESH. The branch provides comprehensive banking services to customers in BARA BANKI and surrounding areas.
Branch Address
D BLOCK RASHEED ENCLAVE I FLR RAILWAY RD BEGUMGUNJ BARABANKI PIN 225001, BARA BANKI, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 225020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BARABANKI?
The IFSC code of INDIAN OVERSEAS BANK BARABANKI branch in BARA BANKI is IOBA0001595.
What is the MICR code of INDIAN OVERSEAS BANK BARABANKI?
The MICR code of INDIAN OVERSEAS BANK BARABANKI branch is 225020002.
What is the address of INDIAN OVERSEAS BANK BARABANKI?
INDIAN OVERSEAS BANK BARABANKI branch is located at D BLOCK RASHEED ENCLAVE I FLR RAILWAY RD BEGUMGUNJ BARABANKI PIN 225001.
Does INDIAN OVERSEAS BANK BARABANKI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BARABANKI branch supports NEFT, RTGS, IMPS, and UPI transactions.