INDIAN OVERSEAS BANK IFSC Code – DEOGHAR, DEOGHAR
Complete bank details including IFSC code, MICR code, address and payment facilities for DEOGHAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | DEOGHAR |
| IFSC Code | IOBA0001579 |
| MICR Code | 814020102 |
| Address | I FLOOR L I C BUILDINGS,KUTCHERY ROAD,DEOGHAR,PIN 814112 |
| City | DEOGHAR |
| State | JHARKHAND |
| Contact | 22950336 |
Payment Facilities
About IFSC Code IOBA0001579
The IFSC code IOBA0001579 uniquely identifies the DEOGHAR branch of INDIAN OVERSEAS BANK located in DEOGHAR, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001579
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001579) – Unique branch identifier for DEOGHAR
How to Use IFSC Code IOBA0001579
To transfer money to any account at INDIAN OVERSEAS BANK DEOGHAR branch, you will need to provide the IFSC code IOBA0001579 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DEOGHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK DEOGHAR Branch
INDIAN OVERSEAS BANK DEOGHAR is a branch of INDIAN OVERSEAS BANK located in DEOGHAR, JHARKHAND. The branch provides comprehensive banking services to customers in DEOGHAR and surrounding areas.
Branch Address
I FLOOR L I C BUILDINGS,KUTCHERY ROAD,DEOGHAR,PIN 814112, DEOGHAR, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 814020102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK DEOGHAR?
The IFSC code of INDIAN OVERSEAS BANK DEOGHAR branch in DEOGHAR is IOBA0001579.
What is the MICR code of INDIAN OVERSEAS BANK DEOGHAR?
The MICR code of INDIAN OVERSEAS BANK DEOGHAR branch is 814020102.
What is the address of INDIAN OVERSEAS BANK DEOGHAR?
INDIAN OVERSEAS BANK DEOGHAR branch is located at I FLOOR L I C BUILDINGS,KUTCHERY ROAD,DEOGHAR,PIN 814112.
Does INDIAN OVERSEAS BANK DEOGHAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK DEOGHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.