INDIAN OVERSEAS BANK IFSC Code – CLUB ROAD RANCHI, RANCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for CLUB ROAD RANCHI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CLUB ROAD RANCHI |
| IFSC Code | IOBA0001563 |
| MICR Code | 834020004 |
| Address | GOSSNER COLLEGE GEL CHURCH COMPLEX,MAIN ROAD RANCHI PIN 834001 |
| City | RANCHI |
| State | JHARKHAND |
| Contact | 232942 |
Payment Facilities
About IFSC Code IOBA0001563
The IFSC code IOBA0001563 uniquely identifies the CLUB ROAD RANCHI branch of INDIAN OVERSEAS BANK located in RANCHI, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001563
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001563) – Unique branch identifier for CLUB ROAD RANCHI
How to Use IFSC Code IOBA0001563
To transfer money to any account at INDIAN OVERSEAS BANK CLUB ROAD RANCHI branch, you will need to provide the IFSC code IOBA0001563 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CLUB ROAD RANCHI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CLUB ROAD RANCHI Branch
INDIAN OVERSEAS BANK CLUB ROAD RANCHI is a branch of INDIAN OVERSEAS BANK located in RANCHI, JHARKHAND. The branch provides comprehensive banking services to customers in RANCHI and surrounding areas.
Branch Address
GOSSNER COLLEGE GEL CHURCH COMPLEX,MAIN ROAD RANCHI PIN 834001, RANCHI, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 834020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CLUB ROAD RANCHI?
The IFSC code of INDIAN OVERSEAS BANK CLUB ROAD RANCHI branch in RANCHI is IOBA0001563.
What is the MICR code of INDIAN OVERSEAS BANK CLUB ROAD RANCHI?
The MICR code of INDIAN OVERSEAS BANK CLUB ROAD RANCHI branch is 834020004.
What is the address of INDIAN OVERSEAS BANK CLUB ROAD RANCHI?
INDIAN OVERSEAS BANK CLUB ROAD RANCHI branch is located at GOSSNER COLLEGE GEL CHURCH COMPLEX,MAIN ROAD RANCHI PIN 834001.
Does INDIAN OVERSEAS BANK CLUB ROAD RANCHI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CLUB ROAD RANCHI branch supports NEFT, RTGS, IMPS, and UPI transactions.