INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – BERHAMPUR GAJAPATHI NAGAR, BERHAMPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for BERHAMPUR GAJAPATHI NAGAR branch.

IFSC Code
IOBA0001530

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameBERHAMPUR GAJAPATHI NAGAR
IFSC CodeIOBA0001530
MICR Code760020003
AddressVIJAY BHAVAN,VOS CAMPUS,ENGG SCHOOL ROAD,BERHAMPUR PIN 760010
CityBERHAMPUR
DistrictBALESHWAR
StateODISHA
Contact2290825

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001530

The IFSC code IOBA0001530 uniquely identifies the BERHAMPUR GAJAPATHI NAGAR branch of INDIAN OVERSEAS BANK located in BERHAMPUR, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001530

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001530) – Unique branch identifier for BERHAMPUR GAJAPATHI NAGAR

How to Use IFSC Code IOBA0001530

To transfer money to any account at INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR branch, you will need to provide the IFSC code IOBA0001530 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BERHAMPUR GAJAPATHI NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR Branch

INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR is a branch of INDIAN OVERSEAS BANK located in BERHAMPUR, ODISHA. The branch provides comprehensive banking services to customers in BERHAMPUR and surrounding areas.

Branch Address

VIJAY BHAVAN,VOS CAMPUS,ENGG SCHOOL ROAD,BERHAMPUR PIN 760010, BERHAMPUR, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 760020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR?

The IFSC code of INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR branch in BERHAMPUR is IOBA0001530.

What is the MICR code of INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR?

The MICR code of INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR branch is 760020003.

What is the address of INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR?

INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR branch is located at VIJAY BHAVAN,VOS CAMPUS,ENGG SCHOOL ROAD,BERHAMPUR PIN 760010.

Does INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK BERHAMPUR GAJAPATHI NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.