INDIAN OVERSEAS BANK IFSC Code – PATNA SHASTRI NAGAR, PATNA
Complete bank details including IFSC code, MICR code, address and payment facilities for PATNA SHASTRI NAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PATNA SHASTRI NAGAR |
| IFSC Code | IOBA0001512 |
| MICR Code | 800020004 |
| Address | BELTRON BHAVAN,SHASTRI NAGAR, PATNAPIN 800023 |
| City | PATNA |
| State | BIHAR |
| Contact | 2281811 |
Payment Facilities
About IFSC Code IOBA0001512
The IFSC code IOBA0001512 uniquely identifies the PATNA SHASTRI NAGAR branch of INDIAN OVERSEAS BANK located in PATNA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001512
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001512) – Unique branch identifier for PATNA SHASTRI NAGAR
How to Use IFSC Code IOBA0001512
To transfer money to any account at INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR branch, you will need to provide the IFSC code IOBA0001512 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PATNA SHASTRI NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR Branch
INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR is a branch of INDIAN OVERSEAS BANK located in PATNA, BIHAR. The branch provides comprehensive banking services to customers in PATNA and surrounding areas.
Branch Address
BELTRON BHAVAN,SHASTRI NAGAR, PATNAPIN 800023, PATNA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 800020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR?
The IFSC code of INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR branch in PATNA is IOBA0001512.
What is the MICR code of INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR?
The MICR code of INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR branch is 800020004.
What is the address of INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR?
INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR branch is located at BELTRON BHAVAN,SHASTRI NAGAR, PATNAPIN 800023.
Does INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PATNA SHASTRI NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.