INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MUMBAISANPADA, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for MUMBAISANPADA branch.

IFSC Code
IOBA0001502

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMUMBAISANPADA
IFSC CodeIOBA0001502
MICR Code400020049
AddressSEC 3 CIDCO ADMINISTRATION BUILDING SANPADA EASTNAVI MUMBAI PIN 400705
CityMUMBAI
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact27758422

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001502

The IFSC code IOBA0001502 uniquely identifies the MUMBAISANPADA branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001502

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001502) – Unique branch identifier for MUMBAISANPADA

How to Use IFSC Code IOBA0001502

To transfer money to any account at INDIAN OVERSEAS BANK MUMBAISANPADA branch, you will need to provide the IFSC code IOBA0001502 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MUMBAISANPADA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MUMBAISANPADA Branch

INDIAN OVERSEAS BANK MUMBAISANPADA is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

SEC 3 CIDCO ADMINISTRATION BUILDING SANPADA EASTNAVI MUMBAI PIN 400705, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400020049. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MUMBAISANPADA?

The IFSC code of INDIAN OVERSEAS BANK MUMBAISANPADA branch in MUMBAI is IOBA0001502.

What is the MICR code of INDIAN OVERSEAS BANK MUMBAISANPADA?

The MICR code of INDIAN OVERSEAS BANK MUMBAISANPADA branch is 400020049.

What is the address of INDIAN OVERSEAS BANK MUMBAISANPADA?

INDIAN OVERSEAS BANK MUMBAISANPADA branch is located at SEC 3 CIDCO ADMINISTRATION BUILDING SANPADA EASTNAVI MUMBAI PIN 400705.

Does INDIAN OVERSEAS BANK MUMBAISANPADA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MUMBAISANPADA branch supports NEFT, RTGS, IMPS, and UPI transactions.