INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MADURAI MELUR, MADURAI

Complete bank details including IFSC code, MICR code, address and payment facilities for MADURAI MELUR branch.

IFSC Code
IOBA0001490

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMADURAI MELUR
IFSC CodeIOBA0001490
MICR Code625020027
Address21 AND 22,MILL ROAD,MELUR PIN 625106
CityMADURAI
StateTAMIL NADU
Contact2417658

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001490

The IFSC code IOBA0001490 uniquely identifies the MADURAI MELUR branch of INDIAN OVERSEAS BANK located in MADURAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001490

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001490) – Unique branch identifier for MADURAI MELUR

How to Use IFSC Code IOBA0001490

To transfer money to any account at INDIAN OVERSEAS BANK MADURAI MELUR branch, you will need to provide the IFSC code IOBA0001490 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MADURAI MELUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MADURAI MELUR Branch

INDIAN OVERSEAS BANK MADURAI MELUR is a branch of INDIAN OVERSEAS BANK located in MADURAI, TAMIL NADU. The branch provides comprehensive banking services to customers in MADURAI and surrounding areas.

Branch Address

21 AND 22,MILL ROAD,MELUR PIN 625106, MADURAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 625020027. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MADURAI MELUR?

The IFSC code of INDIAN OVERSEAS BANK MADURAI MELUR branch in MADURAI is IOBA0001490.

What is the MICR code of INDIAN OVERSEAS BANK MADURAI MELUR?

The MICR code of INDIAN OVERSEAS BANK MADURAI MELUR branch is 625020027.

What is the address of INDIAN OVERSEAS BANK MADURAI MELUR?

INDIAN OVERSEAS BANK MADURAI MELUR branch is located at 21 AND 22,MILL ROAD,MELUR PIN 625106.

Does INDIAN OVERSEAS BANK MADURAI MELUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MADURAI MELUR branch supports NEFT, RTGS, IMPS, and UPI transactions.