INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RANI KA BAGH, AMRITSAR

Complete bank details including IFSC code, MICR code, address and payment facilities for RANI KA BAGH branch.

IFSC Code
IOBA0001473

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRANI KA BAGH
IFSC CodeIOBA0001473
MICR Code143020006
Address169,RANI KABAGH,OPP ST FRANCIS SCHOOL,MACLEOD RD,AMRITSAR
CityAMRITSAR
StatePUNJAB
Contact2403260

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001473

The IFSC code IOBA0001473 uniquely identifies the RANI KA BAGH branch of INDIAN OVERSEAS BANK located in AMRITSAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001473

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001473) – Unique branch identifier for RANI KA BAGH

How to Use IFSC Code IOBA0001473

To transfer money to any account at INDIAN OVERSEAS BANK RANI KA BAGH branch, you will need to provide the IFSC code IOBA0001473 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RANI KA BAGH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RANI KA BAGH Branch

INDIAN OVERSEAS BANK RANI KA BAGH is a branch of INDIAN OVERSEAS BANK located in AMRITSAR, PUNJAB. The branch provides comprehensive banking services to customers in AMRITSAR and surrounding areas.

Branch Address

169,RANI KABAGH,OPP ST FRANCIS SCHOOL,MACLEOD RD,AMRITSAR, AMRITSAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 143020006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RANI KA BAGH?

The IFSC code of INDIAN OVERSEAS BANK RANI KA BAGH branch in AMRITSAR is IOBA0001473.

What is the MICR code of INDIAN OVERSEAS BANK RANI KA BAGH?

The MICR code of INDIAN OVERSEAS BANK RANI KA BAGH branch is 143020006.

What is the address of INDIAN OVERSEAS BANK RANI KA BAGH?

INDIAN OVERSEAS BANK RANI KA BAGH branch is located at 169,RANI KABAGH,OPP ST FRANCIS SCHOOL,MACLEOD RD,AMRITSAR.

Does INDIAN OVERSEAS BANK RANI KA BAGH support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RANI KA BAGH branch supports NEFT, RTGS, IMPS, and UPI transactions.