INDIAN OVERSEAS BANK IFSC Code – BASHIRHAT, BASIRHAT
Complete bank details including IFSC code, MICR code, address and payment facilities for BASHIRHAT branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BASHIRHAT |
| IFSC Code | IOBA0001464 |
| MICR Code | 700020501 |
| Address | S N MAZUMDER ROAD TAKI ROAD CROSSING,24 PARGANAS BASIRHAT PIN 743411 |
| City | BASIRHAT |
| District | NORTH 24 PARGANAS |
| State | WEST BENGAL |
| Contact | 266899 |
Payment Facilities
About IFSC Code IOBA0001464
The IFSC code IOBA0001464 uniquely identifies the BASHIRHAT branch of INDIAN OVERSEAS BANK located in BASIRHAT, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001464
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001464) – Unique branch identifier for BASHIRHAT
How to Use IFSC Code IOBA0001464
To transfer money to any account at INDIAN OVERSEAS BANK BASHIRHAT branch, you will need to provide the IFSC code IOBA0001464 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BASHIRHAT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BASHIRHAT Branch
INDIAN OVERSEAS BANK BASHIRHAT is a branch of INDIAN OVERSEAS BANK located in BASIRHAT, WEST BENGAL. The branch provides comprehensive banking services to customers in BASIRHAT and surrounding areas.
Branch Address
S N MAZUMDER ROAD TAKI ROAD CROSSING,24 PARGANAS BASIRHAT PIN 743411, BASIRHAT, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BASHIRHAT?
The IFSC code of INDIAN OVERSEAS BANK BASHIRHAT branch in BASIRHAT is IOBA0001464.
What is the MICR code of INDIAN OVERSEAS BANK BASHIRHAT?
The MICR code of INDIAN OVERSEAS BANK BASHIRHAT branch is 700020501.
What is the address of INDIAN OVERSEAS BANK BASHIRHAT?
INDIAN OVERSEAS BANK BASHIRHAT branch is located at S N MAZUMDER ROAD TAKI ROAD CROSSING,24 PARGANAS BASIRHAT PIN 743411.
Does INDIAN OVERSEAS BANK BASHIRHAT support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BASHIRHAT branch supports NEFT, RTGS, IMPS, and UPI transactions.