INDIAN OVERSEAS BANK IFSC Code – ROORKEE RAILWAY ROAD LINES, ROORKEE
Complete bank details including IFSC code, MICR code, address and payment facilities for ROORKEE RAILWAY ROAD LINES branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ROORKEE RAILWAY ROAD LINES |
| IFSC Code | IOBA0001438 |
| MICR Code | 247020103 |
| Address | OPP B S M COLLEGE,ROORKEE PIN 247667 |
| City | ROORKEE |
| District | HARIDWAR |
| State | UTTARAKHAND |
| Contact | 262192 |
Payment Facilities
About IFSC Code IOBA0001438
The IFSC code IOBA0001438 uniquely identifies the ROORKEE RAILWAY ROAD LINES branch of INDIAN OVERSEAS BANK located in ROORKEE, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001438
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001438) – Unique branch identifier for ROORKEE RAILWAY ROAD LINES
How to Use IFSC Code IOBA0001438
To transfer money to any account at INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES branch, you will need to provide the IFSC code IOBA0001438 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ROORKEE RAILWAY ROAD LINES
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES Branch
INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES is a branch of INDIAN OVERSEAS BANK located in ROORKEE, UTTARAKHAND. The branch provides comprehensive banking services to customers in ROORKEE and surrounding areas.
Branch Address
OPP B S M COLLEGE,ROORKEE PIN 247667, ROORKEE, UTTARAKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 247020103. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES?
The IFSC code of INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES branch in ROORKEE is IOBA0001438.
What is the MICR code of INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES?
The MICR code of INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES branch is 247020103.
What is the address of INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES?
INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES branch is located at OPP B S M COLLEGE,ROORKEE PIN 247667.
Does INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ROORKEE RAILWAY ROAD LINES branch supports NEFT, RTGS, IMPS, and UPI transactions.