INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KADAVOOR, KADAVOOR

Complete bank details including IFSC code, MICR code, address and payment facilities for KADAVOOR branch.

IFSC Code
IOBA0001371

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKADAVOOR
IFSC CodeIOBA0001371
MICR Code639020012
Address22A SOUTH STREET VIA THARANGAMPATTI KADAVOOR PIN 621315
CityKADAVOOR
DistrictERNAKULAM
StateKERALA
Contact279233

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0001371

The IFSC code IOBA0001371 uniquely identifies the KADAVOOR branch of INDIAN OVERSEAS BANK located in KADAVOOR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0001371

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001371) – Unique branch identifier for KADAVOOR

How to Use IFSC Code IOBA0001371

To transfer money to any account at INDIAN OVERSEAS BANK KADAVOOR branch, you will need to provide the IFSC code IOBA0001371 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KADAVOOR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KADAVOOR Branch

INDIAN OVERSEAS BANK KADAVOOR is a branch of INDIAN OVERSEAS BANK located in KADAVOOR, KERALA. The branch provides comprehensive banking services to customers in KADAVOOR and surrounding areas.

Branch Address

22A SOUTH STREET VIA THARANGAMPATTI KADAVOOR PIN 621315, KADAVOOR, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 639020012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KADAVOOR?

The IFSC code of INDIAN OVERSEAS BANK KADAVOOR branch in KADAVOOR is IOBA0001371.

What is the MICR code of INDIAN OVERSEAS BANK KADAVOOR?

The MICR code of INDIAN OVERSEAS BANK KADAVOOR branch is 639020012.

What is the address of INDIAN OVERSEAS BANK KADAVOOR?

INDIAN OVERSEAS BANK KADAVOOR branch is located at 22A SOUTH STREET VIA THARANGAMPATTI KADAVOOR PIN 621315.

Does INDIAN OVERSEAS BANK KADAVOOR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KADAVOOR branch supports NEFT, RTGS, IMPS, and UPI transactions.