INDIAN OVERSEAS BANK IFSC Code – RING RD, VIJAYAWADA
Complete bank details including IFSC code, MICR code, address and payment facilities for RING RD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | RING RD |
| IFSC Code | IOBA0001067 |
| MICR Code | 520020005 |
| Address | 40 9 27,RING RD,GROUND FLOOR,ADJACENT TO TELCO YARD, NEAR BENZ CIRCLE, VIJAYAWADA |
| City | VIJAYAWADA |
| District | KRISHNA |
| State | ANDHRA PRADESH |
| Contact | 2475029 |
Payment Facilities
About IFSC Code IOBA0001067
The IFSC code IOBA0001067 uniquely identifies the RING RD branch of INDIAN OVERSEAS BANK located in VIJAYAWADA, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001067
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001067) – Unique branch identifier for RING RD
How to Use IFSC Code IOBA0001067
To transfer money to any account at INDIAN OVERSEAS BANK RING RD branch, you will need to provide the IFSC code IOBA0001067 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RING RD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK RING RD Branch
INDIAN OVERSEAS BANK RING RD is a branch of INDIAN OVERSEAS BANK located in VIJAYAWADA, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VIJAYAWADA and surrounding areas.
Branch Address
40 9 27,RING RD,GROUND FLOOR,ADJACENT TO TELCO YARD, NEAR BENZ CIRCLE, VIJAYAWADA, VIJAYAWADA, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 520020005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK RING RD?
The IFSC code of INDIAN OVERSEAS BANK RING RD branch in VIJAYAWADA is IOBA0001067.
What is the MICR code of INDIAN OVERSEAS BANK RING RD?
The MICR code of INDIAN OVERSEAS BANK RING RD branch is 520020005.
What is the address of INDIAN OVERSEAS BANK RING RD?
INDIAN OVERSEAS BANK RING RD branch is located at 40 9 27,RING RD,GROUND FLOOR,ADJACENT TO TELCO YARD, NEAR BENZ CIRCLE, VIJAYAWADA.
Does INDIAN OVERSEAS BANK RING RD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK RING RD branch supports NEFT, RTGS, IMPS, and UPI transactions.