INDIAN OVERSEAS BANK IFSC Code – SOUTHTHAMARAIKULAM, NAGERCOIL
Complete bank details including IFSC code, MICR code, address and payment facilities for SOUTHTHAMARAIKULAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SOUTHTHAMARAIKULAM |
| IFSC Code | IOBA0001064 |
| MICR Code | 629020018 |
| Address | 4 BY 22,C2,POST OFFICE ST,SOUTH THAMARAIKULAM,PIN 629708 |
| City | NAGERCOIL |
| District | KANNIYAKUMARI |
| State | TAMIL NADU |
| Contact | 258129 |
Payment Facilities
About IFSC Code IOBA0001064
The IFSC code IOBA0001064 uniquely identifies the SOUTHTHAMARAIKULAM branch of INDIAN OVERSEAS BANK located in NAGERCOIL, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001064
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001064) – Unique branch identifier for SOUTHTHAMARAIKULAM
How to Use IFSC Code IOBA0001064
To transfer money to any account at INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM branch, you will need to provide the IFSC code IOBA0001064 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SOUTHTHAMARAIKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM Branch
INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM is a branch of INDIAN OVERSEAS BANK located in NAGERCOIL, TAMIL NADU. The branch provides comprehensive banking services to customers in NAGERCOIL and surrounding areas.
Branch Address
4 BY 22,C2,POST OFFICE ST,SOUTH THAMARAIKULAM,PIN 629708, NAGERCOIL, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 629020018. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM?
The IFSC code of INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM branch in NAGERCOIL is IOBA0001064.
What is the MICR code of INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM?
The MICR code of INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM branch is 629020018.
What is the address of INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM?
INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM branch is located at 4 BY 22,C2,POST OFFICE ST,SOUTH THAMARAIKULAM,PIN 629708.
Does INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SOUTHTHAMARAIKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.