INDIAN OVERSEAS BANK IFSC Code – NAGERCOIL VETTURNIMADAM, NAGERCOIL
Complete bank details including IFSC code, MICR code, address and payment facilities for NAGERCOIL VETTURNIMADAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NAGERCOIL VETTURNIMADAM |
| IFSC Code | IOBA0001043 |
| MICR Code | 629020005 |
| Address | 552 BY 1,M S ROAD,VETTURNIMADAM,NAGERCOIL PIN 629003 |
| City | NAGERCOIL |
| District | KANYAKUMARI |
| State | TAMIL NADU |
| Contact | 232403 |
Payment Facilities
About IFSC Code IOBA0001043
The IFSC code IOBA0001043 uniquely identifies the NAGERCOIL VETTURNIMADAM branch of INDIAN OVERSEAS BANK located in NAGERCOIL, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0001043
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001043) – Unique branch identifier for NAGERCOIL VETTURNIMADAM
How to Use IFSC Code IOBA0001043
To transfer money to any account at INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM branch, you will need to provide the IFSC code IOBA0001043 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NAGERCOIL VETTURNIMADAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM Branch
INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM is a branch of INDIAN OVERSEAS BANK located in NAGERCOIL, TAMIL NADU. The branch provides comprehensive banking services to customers in NAGERCOIL and surrounding areas.
Branch Address
552 BY 1,M S ROAD,VETTURNIMADAM,NAGERCOIL PIN 629003, NAGERCOIL, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 629020005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM?
The IFSC code of INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM branch in NAGERCOIL is IOBA0001043.
What is the MICR code of INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM?
The MICR code of INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM branch is 629020005.
What is the address of INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM?
INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM branch is located at 552 BY 1,M S ROAD,VETTURNIMADAM,NAGERCOIL PIN 629003.
Does INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NAGERCOIL VETTURNIMADAM branch supports NEFT, RTGS, IMPS, and UPI transactions.