INDIAN OVERSEAS BANK IFSC Code – ARAGALUR, ARAGALUR
Complete bank details including IFSC code, MICR code, address and payment facilities for ARAGALUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ARAGALUR |
| IFSC Code | IOBA0000999 |
| MICR Code | 636020028 |
| Address | 4 BY 23 BAZAAR STREET ARAGALUR PIN 636101 |
| City | ARAGALUR |
| District | SALEM |
| State | TAMIL NADU |
| Contact | 260271 |
Payment Facilities
About IFSC Code IOBA0000999
The IFSC code IOBA0000999 uniquely identifies the ARAGALUR branch of INDIAN OVERSEAS BANK located in ARAGALUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000999
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000999) – Unique branch identifier for ARAGALUR
How to Use IFSC Code IOBA0000999
To transfer money to any account at INDIAN OVERSEAS BANK ARAGALUR branch, you will need to provide the IFSC code IOBA0000999 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ARAGALUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ARAGALUR Branch
INDIAN OVERSEAS BANK ARAGALUR is a branch of INDIAN OVERSEAS BANK located in ARAGALUR, TAMIL NADU. The branch provides comprehensive banking services to customers in ARAGALUR and surrounding areas.
Branch Address
4 BY 23 BAZAAR STREET ARAGALUR PIN 636101, ARAGALUR, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 636020028. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ARAGALUR?
The IFSC code of INDIAN OVERSEAS BANK ARAGALUR branch in ARAGALUR is IOBA0000999.
What is the MICR code of INDIAN OVERSEAS BANK ARAGALUR?
The MICR code of INDIAN OVERSEAS BANK ARAGALUR branch is 636020028.
What is the address of INDIAN OVERSEAS BANK ARAGALUR?
INDIAN OVERSEAS BANK ARAGALUR branch is located at 4 BY 23 BAZAAR STREET ARAGALUR PIN 636101.
Does INDIAN OVERSEAS BANK ARAGALUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ARAGALUR branch supports NEFT, RTGS, IMPS, and UPI transactions.