INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SEKKARAKUDI, TIRUCHENDUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SEKKARAKUDI branch.

IFSC Code
IOBA0000979

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSEKKARAKUDI
IFSC CodeIOBA0000979
MICR Code627020074
Address9 BY 100 KEELATHERU SEKKARAKUDI PIN 628104
CityTIRUCHENDUR
DistrictTOOTHUKUDI
StateTAMIL NADU
Contact262236

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000979

The IFSC code IOBA0000979 uniquely identifies the SEKKARAKUDI branch of INDIAN OVERSEAS BANK located in TIRUCHENDUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000979

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000979) – Unique branch identifier for SEKKARAKUDI

How to Use IFSC Code IOBA0000979

To transfer money to any account at INDIAN OVERSEAS BANK SEKKARAKUDI branch, you will need to provide the IFSC code IOBA0000979 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SEKKARAKUDI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SEKKARAKUDI Branch

INDIAN OVERSEAS BANK SEKKARAKUDI is a branch of INDIAN OVERSEAS BANK located in TIRUCHENDUR, TAMIL NADU. The branch provides comprehensive banking services to customers in TIRUCHENDUR and surrounding areas.

Branch Address

9 BY 100 KEELATHERU SEKKARAKUDI PIN 628104, TIRUCHENDUR, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 627020074. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SEKKARAKUDI?

The IFSC code of INDIAN OVERSEAS BANK SEKKARAKUDI branch in TIRUCHENDUR is IOBA0000979.

What is the MICR code of INDIAN OVERSEAS BANK SEKKARAKUDI?

The MICR code of INDIAN OVERSEAS BANK SEKKARAKUDI branch is 627020074.

What is the address of INDIAN OVERSEAS BANK SEKKARAKUDI?

INDIAN OVERSEAS BANK SEKKARAKUDI branch is located at 9 BY 100 KEELATHERU SEKKARAKUDI PIN 628104.

Does INDIAN OVERSEAS BANK SEKKARAKUDI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SEKKARAKUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.