INDIAN OVERSEAS BANK IFSC Code – MUJAGADA, BHANJANAGAR
Complete bank details including IFSC code, MICR code, address and payment facilities for MUJAGADA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MUJAGADA |
| IFSC Code | IOBA0000950 |
| MICR Code | 761020507 |
| Address | AT LANDEI SAHI,P.O.BHANJANAGAR,MUJAGADA,PIN 761126 |
| City | BHANJANAGAR |
| District | GANJAM |
| State | ODISHA |
| Contact | 240658 |
Payment Facilities
About IFSC Code IOBA0000950
The IFSC code IOBA0000950 uniquely identifies the MUJAGADA branch of INDIAN OVERSEAS BANK located in BHANJANAGAR, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000950
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000950) – Unique branch identifier for MUJAGADA
How to Use IFSC Code IOBA0000950
To transfer money to any account at INDIAN OVERSEAS BANK MUJAGADA branch, you will need to provide the IFSC code IOBA0000950 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MUJAGADA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MUJAGADA Branch
INDIAN OVERSEAS BANK MUJAGADA is a branch of INDIAN OVERSEAS BANK located in BHANJANAGAR, ODISHA. The branch provides comprehensive banking services to customers in BHANJANAGAR and surrounding areas.
Branch Address
AT LANDEI SAHI,P.O.BHANJANAGAR,MUJAGADA,PIN 761126, BHANJANAGAR, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 761020507. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MUJAGADA?
The IFSC code of INDIAN OVERSEAS BANK MUJAGADA branch in BHANJANAGAR is IOBA0000950.
What is the MICR code of INDIAN OVERSEAS BANK MUJAGADA?
The MICR code of INDIAN OVERSEAS BANK MUJAGADA branch is 761020507.
What is the address of INDIAN OVERSEAS BANK MUJAGADA?
INDIAN OVERSEAS BANK MUJAGADA branch is located at AT LANDEI SAHI,P.O.BHANJANAGAR,MUJAGADA,PIN 761126.
Does INDIAN OVERSEAS BANK MUJAGADA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MUJAGADA branch supports NEFT, RTGS, IMPS, and UPI transactions.