INDIAN OVERSEAS BANK IFSC Code – POWER HOUSE ROAD, THIRUVANANTHAPURAM
Complete bank details including IFSC code, MICR code, address and payment facilities for POWER HOUSE ROAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | POWER HOUSE ROAD |
| IFSC Code | IOBA0000866 |
| MICR Code | 695020006 |
| Address | TC 38 BY 1069, POWER HOUSE ROAD, THIRUVANANTHAPURAM - 695036 |
| City | THIRUVANANTHAPURAM |
| District | TRIVANDRUM |
| State | KERALA |
| Contact | 2476748 |
Payment Facilities
About IFSC Code IOBA0000866
The IFSC code IOBA0000866 uniquely identifies the POWER HOUSE ROAD branch of INDIAN OVERSEAS BANK located in THIRUVANANTHAPURAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000866
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000866) – Unique branch identifier for POWER HOUSE ROAD
How to Use IFSC Code IOBA0000866
To transfer money to any account at INDIAN OVERSEAS BANK POWER HOUSE ROAD branch, you will need to provide the IFSC code IOBA0000866 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at POWER HOUSE ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK POWER HOUSE ROAD Branch
INDIAN OVERSEAS BANK POWER HOUSE ROAD is a branch of INDIAN OVERSEAS BANK located in THIRUVANANTHAPURAM, KERALA. The branch provides comprehensive banking services to customers in THIRUVANANTHAPURAM and surrounding areas.
Branch Address
TC 38 BY 1069, POWER HOUSE ROAD, THIRUVANANTHAPURAM - 695036, THIRUVANANTHAPURAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 695020006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK POWER HOUSE ROAD?
The IFSC code of INDIAN OVERSEAS BANK POWER HOUSE ROAD branch in THIRUVANANTHAPURAM is IOBA0000866.
What is the MICR code of INDIAN OVERSEAS BANK POWER HOUSE ROAD?
The MICR code of INDIAN OVERSEAS BANK POWER HOUSE ROAD branch is 695020006.
What is the address of INDIAN OVERSEAS BANK POWER HOUSE ROAD?
INDIAN OVERSEAS BANK POWER HOUSE ROAD branch is located at TC 38 BY 1069, POWER HOUSE ROAD, THIRUVANANTHAPURAM - 695036.
Does INDIAN OVERSEAS BANK POWER HOUSE ROAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK POWER HOUSE ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.