INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – R O TRIVANDRUM, THIRUVANANTHAPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for R O TRIVANDRUM branch.

IFSC Code
IOBA0000809

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameR O TRIVANDRUM
IFSC CodeIOBA0000809
MICR CodeNA
AddressPOST BOX NO 90 DOOR NO NIL,IOB BUILDINGS M G ROAD,THIRUVANANTHAPURAM PIN CODE 695001
CityTHIRUVANANTHAPURAM
StateKERALA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000809

The IFSC code IOBA0000809 uniquely identifies the R O TRIVANDRUM branch of INDIAN OVERSEAS BANK located in THIRUVANANTHAPURAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000809

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000809) – Unique branch identifier for R O TRIVANDRUM

How to Use IFSC Code IOBA0000809

To transfer money to any account at INDIAN OVERSEAS BANK R O TRIVANDRUM branch, you will need to provide the IFSC code IOBA0000809 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at R O TRIVANDRUM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK R O TRIVANDRUM Branch

INDIAN OVERSEAS BANK R O TRIVANDRUM is a branch of INDIAN OVERSEAS BANK located in THIRUVANANTHAPURAM, KERALA. The branch provides comprehensive banking services to customers in THIRUVANANTHAPURAM and surrounding areas.

Branch Address

POST BOX NO 90 DOOR NO NIL,IOB BUILDINGS M G ROAD,THIRUVANANTHAPURAM PIN CODE 695001, THIRUVANANTHAPURAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK R O TRIVANDRUM?

The IFSC code of INDIAN OVERSEAS BANK R O TRIVANDRUM branch in THIRUVANANTHAPURAM is IOBA0000809.

What is the MICR code of INDIAN OVERSEAS BANK R O TRIVANDRUM?

The MICR code of INDIAN OVERSEAS BANK R O TRIVANDRUM branch is NA.

What is the address of INDIAN OVERSEAS BANK R O TRIVANDRUM?

INDIAN OVERSEAS BANK R O TRIVANDRUM branch is located at POST BOX NO 90 DOOR NO NIL,IOB BUILDINGS M G ROAD,THIRUVANANTHAPURAM PIN CODE 695001.

Does INDIAN OVERSEAS BANK R O TRIVANDRUM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK R O TRIVANDRUM branch supports NEFT, RTGS, IMPS, and UPI transactions.