INDIAN OVERSEAS BANK IFSC Code – LAKE MARKET, KOLKATA
Complete bank details including IFSC code, MICR code, address and payment facilities for LAKE MARKET branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | LAKE MARKET |
| IFSC Code | IOBA0000739 |
| MICR Code | 700020015 |
| Address | 89,RASHBEHARI AVENUE,LAKE MRKT,KOLKATA |
| City | KOLKATA |
| State | WEST BENGAL |
| Contact | 24640578 |
Payment Facilities
About IFSC Code IOBA0000739
The IFSC code IOBA0000739 uniquely identifies the LAKE MARKET branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000739
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000739) – Unique branch identifier for LAKE MARKET
How to Use IFSC Code IOBA0000739
To transfer money to any account at INDIAN OVERSEAS BANK LAKE MARKET branch, you will need to provide the IFSC code IOBA0000739 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LAKE MARKET
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK LAKE MARKET Branch
INDIAN OVERSEAS BANK LAKE MARKET is a branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.
Branch Address
89,RASHBEHARI AVENUE,LAKE MRKT,KOLKATA, KOLKATA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020015. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK LAKE MARKET?
The IFSC code of INDIAN OVERSEAS BANK LAKE MARKET branch in KOLKATA is IOBA0000739.
What is the MICR code of INDIAN OVERSEAS BANK LAKE MARKET?
The MICR code of INDIAN OVERSEAS BANK LAKE MARKET branch is 700020015.
What is the address of INDIAN OVERSEAS BANK LAKE MARKET?
INDIAN OVERSEAS BANK LAKE MARKET branch is located at 89,RASHBEHARI AVENUE,LAKE MRKT,KOLKATA.
Does INDIAN OVERSEAS BANK LAKE MARKET support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK LAKE MARKET branch supports NEFT, RTGS, IMPS, and UPI transactions.