INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – NUAPADA, BERHAMPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for NUAPADA branch.

IFSC Code
IOBA0000734

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameNUAPADA
IFSC CodeIOBA0000734
MICR Code761020505
AddressMAIN ROAD,NUAPADA,PIN 761011
CityBERHAMPUR
DistrictBALESHWAR
StateODISHA
Contact268533

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000734

The IFSC code IOBA0000734 uniquely identifies the NUAPADA branch of INDIAN OVERSEAS BANK located in BERHAMPUR, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000734

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000734) – Unique branch identifier for NUAPADA

How to Use IFSC Code IOBA0000734

To transfer money to any account at INDIAN OVERSEAS BANK NUAPADA branch, you will need to provide the IFSC code IOBA0000734 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NUAPADA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK NUAPADA Branch

INDIAN OVERSEAS BANK NUAPADA is a branch of INDIAN OVERSEAS BANK located in BERHAMPUR, ODISHA. The branch provides comprehensive banking services to customers in BERHAMPUR and surrounding areas.

Branch Address

MAIN ROAD,NUAPADA,PIN 761011, BERHAMPUR, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 761020505. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK NUAPADA?

The IFSC code of INDIAN OVERSEAS BANK NUAPADA branch in BERHAMPUR is IOBA0000734.

What is the MICR code of INDIAN OVERSEAS BANK NUAPADA?

The MICR code of INDIAN OVERSEAS BANK NUAPADA branch is 761020505.

What is the address of INDIAN OVERSEAS BANK NUAPADA?

INDIAN OVERSEAS BANK NUAPADA branch is located at MAIN ROAD,NUAPADA,PIN 761011.

Does INDIAN OVERSEAS BANK NUAPADA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK NUAPADA branch supports NEFT, RTGS, IMPS, and UPI transactions.