INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MULGAON GOA, ASSONORA

Complete bank details including IFSC code, MICR code, address and payment facilities for MULGAON GOA branch.

IFSC Code
IOBA0000694

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMULGAON GOA
IFSC CodeIOBA0000694
MICR Code403020007
AddressE 9 BHAGWADA,MULGAON,BICHOLIM TALUK,P.O. ASSANORA GOA,MULGAON,PIN 403503
CityASSONORA
DistrictNORTH GOA
StateGOA
Contact2215235

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000694

The IFSC code IOBA0000694 uniquely identifies the MULGAON GOA branch of INDIAN OVERSEAS BANK located in ASSONORA, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000694

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000694) – Unique branch identifier for MULGAON GOA

How to Use IFSC Code IOBA0000694

To transfer money to any account at INDIAN OVERSEAS BANK MULGAON GOA branch, you will need to provide the IFSC code IOBA0000694 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MULGAON GOA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MULGAON GOA Branch

INDIAN OVERSEAS BANK MULGAON GOA is a branch of INDIAN OVERSEAS BANK located in ASSONORA, GOA. The branch provides comprehensive banking services to customers in ASSONORA and surrounding areas.

Branch Address

E 9 BHAGWADA,MULGAON,BICHOLIM TALUK,P.O. ASSANORA GOA,MULGAON,PIN 403503, ASSONORA, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403020007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MULGAON GOA?

The IFSC code of INDIAN OVERSEAS BANK MULGAON GOA branch in ASSONORA is IOBA0000694.

What is the MICR code of INDIAN OVERSEAS BANK MULGAON GOA?

The MICR code of INDIAN OVERSEAS BANK MULGAON GOA branch is 403020007.

What is the address of INDIAN OVERSEAS BANK MULGAON GOA?

INDIAN OVERSEAS BANK MULGAON GOA branch is located at E 9 BHAGWADA,MULGAON,BICHOLIM TALUK,P.O. ASSANORA GOA,MULGAON,PIN 403503.

Does INDIAN OVERSEAS BANK MULGAON GOA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MULGAON GOA branch supports NEFT, RTGS, IMPS, and UPI transactions.