INDIAN OVERSEAS BANK IFSC Code – NARIMAN POINT, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for NARIMAN POINT branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NARIMAN POINT |
| IFSC Code | IOBA0000625 |
| MICR Code | 400020005 |
| Address | BHAKTAWAR,NARIMAN POINT,MUMBAI ,PIN 400021 |
| City | MUMBAI |
| District | GREATER MUMBAI |
| State | MAHARASHTRA |
| Contact | 22028772 |
Payment Facilities
About IFSC Code IOBA0000625
The IFSC code IOBA0000625 uniquely identifies the NARIMAN POINT branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000625
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000625) – Unique branch identifier for NARIMAN POINT
How to Use IFSC Code IOBA0000625
To transfer money to any account at INDIAN OVERSEAS BANK NARIMAN POINT branch, you will need to provide the IFSC code IOBA0000625 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NARIMAN POINT
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NARIMAN POINT Branch
INDIAN OVERSEAS BANK NARIMAN POINT is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
BHAKTAWAR,NARIMAN POINT,MUMBAI ,PIN 400021, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400020005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NARIMAN POINT?
The IFSC code of INDIAN OVERSEAS BANK NARIMAN POINT branch in MUMBAI is IOBA0000625.
What is the MICR code of INDIAN OVERSEAS BANK NARIMAN POINT?
The MICR code of INDIAN OVERSEAS BANK NARIMAN POINT branch is 400020005.
What is the address of INDIAN OVERSEAS BANK NARIMAN POINT?
INDIAN OVERSEAS BANK NARIMAN POINT branch is located at BHAKTAWAR,NARIMAN POINT,MUMBAI ,PIN 400021.
Does INDIAN OVERSEAS BANK NARIMAN POINT support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NARIMAN POINT branch supports NEFT, RTGS, IMPS, and UPI transactions.