INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – JABALPUR, JABALPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for JABALPUR branch.

IFSC Code
IOBA0000589

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameJABALPUR
IFSC CodeIOBA0000589
MICR Code482020001
Address28,29,30, RUSSEL CROSSING, NAPIER ROAD, JABALPUR PIN 482002
CityJABALPUR
StateMADHYA PRADESH
Contact2410016

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000589

The IFSC code IOBA0000589 uniquely identifies the JABALPUR branch of INDIAN OVERSEAS BANK located in JABALPUR, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000589

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000589) – Unique branch identifier for JABALPUR

How to Use IFSC Code IOBA0000589

To transfer money to any account at INDIAN OVERSEAS BANK JABALPUR branch, you will need to provide the IFSC code IOBA0000589 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JABALPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK JABALPUR Branch

INDIAN OVERSEAS BANK JABALPUR is a branch of INDIAN OVERSEAS BANK located in JABALPUR, MADHYA PRADESH. The branch provides comprehensive banking services to customers in JABALPUR and surrounding areas.

Branch Address

28,29,30, RUSSEL CROSSING, NAPIER ROAD, JABALPUR PIN 482002, JABALPUR, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 482020001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK JABALPUR?

The IFSC code of INDIAN OVERSEAS BANK JABALPUR branch in JABALPUR is IOBA0000589.

What is the MICR code of INDIAN OVERSEAS BANK JABALPUR?

The MICR code of INDIAN OVERSEAS BANK JABALPUR branch is 482020001.

What is the address of INDIAN OVERSEAS BANK JABALPUR?

INDIAN OVERSEAS BANK JABALPUR branch is located at 28,29,30, RUSSEL CROSSING, NAPIER ROAD, JABALPUR PIN 482002.

Does INDIAN OVERSEAS BANK JABALPUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK JABALPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.