INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – DHARAMTOLLA ST, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for DHARAMTOLLA ST branch.

IFSC Code
IOBA0000586

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameDHARAMTOLLA ST
IFSC CodeIOBA0000586
MICR Code700020023
Address141 BY 1A LENIN SARANI DHARAMTOLLA STREET,KOLKATA
CityKOLKATA
StateWEST BENGAL
Contact22372239

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000586

The IFSC code IOBA0000586 uniquely identifies the DHARAMTOLLA ST branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000586

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000586) – Unique branch identifier for DHARAMTOLLA ST

How to Use IFSC Code IOBA0000586

To transfer money to any account at INDIAN OVERSEAS BANK DHARAMTOLLA ST branch, you will need to provide the IFSC code IOBA0000586 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DHARAMTOLLA ST

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK DHARAMTOLLA ST Branch

INDIAN OVERSEAS BANK DHARAMTOLLA ST is a branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

141 BY 1A LENIN SARANI DHARAMTOLLA STREET,KOLKATA, KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700020023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK DHARAMTOLLA ST?

The IFSC code of INDIAN OVERSEAS BANK DHARAMTOLLA ST branch in KOLKATA is IOBA0000586.

What is the MICR code of INDIAN OVERSEAS BANK DHARAMTOLLA ST?

The MICR code of INDIAN OVERSEAS BANK DHARAMTOLLA ST branch is 700020023.

What is the address of INDIAN OVERSEAS BANK DHARAMTOLLA ST?

INDIAN OVERSEAS BANK DHARAMTOLLA ST branch is located at 141 BY 1A LENIN SARANI DHARAMTOLLA STREET,KOLKATA.

Does INDIAN OVERSEAS BANK DHARAMTOLLA ST support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK DHARAMTOLLA ST branch supports NEFT, RTGS, IMPS, and UPI transactions.