INDIAN OVERSEAS BANK IFSC Code – INTL BUSINESS BRANCH, KOLKATA
Complete bank details including IFSC code, MICR code, address and payment facilities for INTL BUSINESS BRANCH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | INTL BUSINESS BRANCH |
| IFSC Code | IOBA0000585 |
| MICR Code | 700020008 |
| Address | NO 2,WOOD STREET, KOLKATA -700016 |
| City | KOLKATA |
| State | WEST BENGAL |
| Contact | 22402771 |
Payment Facilities
About IFSC Code IOBA0000585
The IFSC code IOBA0000585 uniquely identifies the INTL BUSINESS BRANCH branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000585
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000585) – Unique branch identifier for INTL BUSINESS BRANCH
How to Use IFSC Code IOBA0000585
To transfer money to any account at INDIAN OVERSEAS BANK INTL BUSINESS BRANCH branch, you will need to provide the IFSC code IOBA0000585 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at INTL BUSINESS BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK INTL BUSINESS BRANCH Branch
INDIAN OVERSEAS BANK INTL BUSINESS BRANCH is a branch of INDIAN OVERSEAS BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.
Branch Address
NO 2,WOOD STREET, KOLKATA -700016, KOLKATA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020008. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK INTL BUSINESS BRANCH?
The IFSC code of INDIAN OVERSEAS BANK INTL BUSINESS BRANCH branch in KOLKATA is IOBA0000585.
What is the MICR code of INDIAN OVERSEAS BANK INTL BUSINESS BRANCH?
The MICR code of INDIAN OVERSEAS BANK INTL BUSINESS BRANCH branch is 700020008.
What is the address of INDIAN OVERSEAS BANK INTL BUSINESS BRANCH?
INDIAN OVERSEAS BANK INTL BUSINESS BRANCH branch is located at NO 2,WOOD STREET, KOLKATA -700016.
Does INDIAN OVERSEAS BANK INTL BUSINESS BRANCH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK INTL BUSINESS BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.