INDIAN OVERSEAS BANK IFSC Code – BARANAGAR, BARANAGAR
Complete bank details including IFSC code, MICR code, address and payment facilities for BARANAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BARANAGAR |
| IFSC Code | IOBA0000566 |
| MICR Code | 700020019 |
| Address | 137,BARRACKPORE TRUNK RD,24 PARAGANAS DT,KOLKATA |
| City | BARANAGAR |
| District | KOLKATA |
| State | WEST BENGAL |
| Contact | 25100571 |
Payment Facilities
About IFSC Code IOBA0000566
The IFSC code IOBA0000566 uniquely identifies the BARANAGAR branch of INDIAN OVERSEAS BANK located in BARANAGAR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000566
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000566) – Unique branch identifier for BARANAGAR
How to Use IFSC Code IOBA0000566
To transfer money to any account at INDIAN OVERSEAS BANK BARANAGAR branch, you will need to provide the IFSC code IOBA0000566 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BARANAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BARANAGAR Branch
INDIAN OVERSEAS BANK BARANAGAR is a branch of INDIAN OVERSEAS BANK located in BARANAGAR, WEST BENGAL. The branch provides comprehensive banking services to customers in BARANAGAR and surrounding areas.
Branch Address
137,BARRACKPORE TRUNK RD,24 PARAGANAS DT,KOLKATA, BARANAGAR, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020019. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BARANAGAR?
The IFSC code of INDIAN OVERSEAS BANK BARANAGAR branch in BARANAGAR is IOBA0000566.
What is the MICR code of INDIAN OVERSEAS BANK BARANAGAR?
The MICR code of INDIAN OVERSEAS BANK BARANAGAR branch is 700020019.
What is the address of INDIAN OVERSEAS BANK BARANAGAR?
INDIAN OVERSEAS BANK BARANAGAR branch is located at 137,BARRACKPORE TRUNK RD,24 PARAGANAS DT,KOLKATA.
Does INDIAN OVERSEAS BANK BARANAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BARANAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.