INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – ARING, ARING

Complete bank details including IFSC code, MICR code, address and payment facilities for ARING branch.

IFSC Code
IOBA0000514

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameARING
IFSC CodeIOBA0000514
MICR Code281020303
AddressGOVARDHAN ROAD VIL AND POST ARING ARING PIN 281501
CityARING
DistrictMATHURA
StateUTTAR PRADESH
Contact2566109

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000514

The IFSC code IOBA0000514 uniquely identifies the ARING branch of INDIAN OVERSEAS BANK located in ARING, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000514

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000514) – Unique branch identifier for ARING

How to Use IFSC Code IOBA0000514

To transfer money to any account at INDIAN OVERSEAS BANK ARING branch, you will need to provide the IFSC code IOBA0000514 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ARING

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK ARING Branch

INDIAN OVERSEAS BANK ARING is a branch of INDIAN OVERSEAS BANK located in ARING, UTTAR PRADESH. The branch provides comprehensive banking services to customers in ARING and surrounding areas.

Branch Address

GOVARDHAN ROAD VIL AND POST ARING ARING PIN 281501, ARING, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 281020303. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK ARING?

The IFSC code of INDIAN OVERSEAS BANK ARING branch in ARING is IOBA0000514.

What is the MICR code of INDIAN OVERSEAS BANK ARING?

The MICR code of INDIAN OVERSEAS BANK ARING branch is 281020303.

What is the address of INDIAN OVERSEAS BANK ARING?

INDIAN OVERSEAS BANK ARING branch is located at GOVARDHAN ROAD VIL AND POST ARING ARING PIN 281501.

Does INDIAN OVERSEAS BANK ARING support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK ARING branch supports NEFT, RTGS, IMPS, and UPI transactions.