INDIAN OVERSEAS BANK IFSC Code – BISSAM CUTTACK, BISSAMCUTTACK
Complete bank details including IFSC code, MICR code, address and payment facilities for BISSAM CUTTACK branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BISSAM CUTTACK |
| IFSC Code | IOBA0000453 |
| MICR Code | 765020505 |
| Address | RAYAGADA ROAD,BISSAM CUTTACK,CUTTACK,PIN 765019 |
| City | BISSAMCUTTACK |
| District | RAYAGADA |
| State | ODISHA |
| Contact | 247551 |
Payment Facilities
About IFSC Code IOBA0000453
The IFSC code IOBA0000453 uniquely identifies the BISSAM CUTTACK branch of INDIAN OVERSEAS BANK located in BISSAMCUTTACK, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000453
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000453) – Unique branch identifier for BISSAM CUTTACK
How to Use IFSC Code IOBA0000453
To transfer money to any account at INDIAN OVERSEAS BANK BISSAM CUTTACK branch, you will need to provide the IFSC code IOBA0000453 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BISSAM CUTTACK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BISSAM CUTTACK Branch
INDIAN OVERSEAS BANK BISSAM CUTTACK is a branch of INDIAN OVERSEAS BANK located in BISSAMCUTTACK, ODISHA. The branch provides comprehensive banking services to customers in BISSAMCUTTACK and surrounding areas.
Branch Address
RAYAGADA ROAD,BISSAM CUTTACK,CUTTACK,PIN 765019, BISSAMCUTTACK, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 765020505. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BISSAM CUTTACK?
The IFSC code of INDIAN OVERSEAS BANK BISSAM CUTTACK branch in BISSAMCUTTACK is IOBA0000453.
What is the MICR code of INDIAN OVERSEAS BANK BISSAM CUTTACK?
The MICR code of INDIAN OVERSEAS BANK BISSAM CUTTACK branch is 765020505.
What is the address of INDIAN OVERSEAS BANK BISSAM CUTTACK?
INDIAN OVERSEAS BANK BISSAM CUTTACK branch is located at RAYAGADA ROAD,BISSAM CUTTACK,CUTTACK,PIN 765019.
Does INDIAN OVERSEAS BANK BISSAM CUTTACK support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BISSAM CUTTACK branch supports NEFT, RTGS, IMPS, and UPI transactions.