INDIAN OVERSEAS BANK IFSC Code – SAHARANPUR, SAHARANPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for SAHARANPUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SAHARANPUR |
| IFSC Code | IOBA0000434 |
| MICR Code | 247020002 |
| Address | 2 BY 662, COURT RD, SAHARANPUR |
| City | SAHARANPUR |
| State | UTTAR PRADESH |
| Contact | 2648529 |
Payment Facilities
About IFSC Code IOBA0000434
The IFSC code IOBA0000434 uniquely identifies the SAHARANPUR branch of INDIAN OVERSEAS BANK located in SAHARANPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000434
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000434) – Unique branch identifier for SAHARANPUR
How to Use IFSC Code IOBA0000434
To transfer money to any account at INDIAN OVERSEAS BANK SAHARANPUR branch, you will need to provide the IFSC code IOBA0000434 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SAHARANPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SAHARANPUR Branch
INDIAN OVERSEAS BANK SAHARANPUR is a branch of INDIAN OVERSEAS BANK located in SAHARANPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in SAHARANPUR and surrounding areas.
Branch Address
2 BY 662, COURT RD, SAHARANPUR, SAHARANPUR, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 247020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SAHARANPUR?
The IFSC code of INDIAN OVERSEAS BANK SAHARANPUR branch in SAHARANPUR is IOBA0000434.
What is the MICR code of INDIAN OVERSEAS BANK SAHARANPUR?
The MICR code of INDIAN OVERSEAS BANK SAHARANPUR branch is 247020002.
What is the address of INDIAN OVERSEAS BANK SAHARANPUR?
INDIAN OVERSEAS BANK SAHARANPUR branch is located at 2 BY 662, COURT RD, SAHARANPUR.
Does INDIAN OVERSEAS BANK SAHARANPUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SAHARANPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.