INDIAN OVERSEAS BANK IFSC Code – GARODIA NAGAR, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for GARODIA NAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | GARODIA NAGAR |
| IFSC Code | IOBA0000397 |
| MICR Code | 400020011 |
| Address | PLOT NO 167, 90 FEET ROAD, GARODIA NAGAR, GHATKOPAR EAST, MUMBAI - 400077 |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 25064903 |
Payment Facilities
About IFSC Code IOBA0000397
The IFSC code IOBA0000397 uniquely identifies the GARODIA NAGAR branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000397
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000397) – Unique branch identifier for GARODIA NAGAR
How to Use IFSC Code IOBA0000397
To transfer money to any account at INDIAN OVERSEAS BANK GARODIA NAGAR branch, you will need to provide the IFSC code IOBA0000397 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GARODIA NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK GARODIA NAGAR Branch
INDIAN OVERSEAS BANK GARODIA NAGAR is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
PLOT NO 167, 90 FEET ROAD, GARODIA NAGAR, GHATKOPAR EAST, MUMBAI - 400077, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400020011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK GARODIA NAGAR?
The IFSC code of INDIAN OVERSEAS BANK GARODIA NAGAR branch in MUMBAI is IOBA0000397.
What is the MICR code of INDIAN OVERSEAS BANK GARODIA NAGAR?
The MICR code of INDIAN OVERSEAS BANK GARODIA NAGAR branch is 400020011.
What is the address of INDIAN OVERSEAS BANK GARODIA NAGAR?
INDIAN OVERSEAS BANK GARODIA NAGAR branch is located at PLOT NO 167, 90 FEET ROAD, GARODIA NAGAR, GHATKOPAR EAST, MUMBAI - 400077.
Does INDIAN OVERSEAS BANK GARODIA NAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK GARODIA NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.