INDIAN OVERSEAS BANK IFSC Code – DELISLE ROAD, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for DELISLE ROAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | DELISLE ROAD |
| IFSC Code | IOBA0000388 |
| MICR Code | 400020027 |
| Address | 316, PRAGATI INDL.ESTATE COMPOUND, NM JOSHI MARG, MUMBAI - 400011 |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 23083310 |
Payment Facilities
About IFSC Code IOBA0000388
The IFSC code IOBA0000388 uniquely identifies the DELISLE ROAD branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000388
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000388) – Unique branch identifier for DELISLE ROAD
How to Use IFSC Code IOBA0000388
To transfer money to any account at INDIAN OVERSEAS BANK DELISLE ROAD branch, you will need to provide the IFSC code IOBA0000388 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DELISLE ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK DELISLE ROAD Branch
INDIAN OVERSEAS BANK DELISLE ROAD is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
316, PRAGATI INDL.ESTATE COMPOUND, NM JOSHI MARG, MUMBAI - 400011, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400020027. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK DELISLE ROAD?
The IFSC code of INDIAN OVERSEAS BANK DELISLE ROAD branch in MUMBAI is IOBA0000388.
What is the MICR code of INDIAN OVERSEAS BANK DELISLE ROAD?
The MICR code of INDIAN OVERSEAS BANK DELISLE ROAD branch is 400020027.
What is the address of INDIAN OVERSEAS BANK DELISLE ROAD?
INDIAN OVERSEAS BANK DELISLE ROAD branch is located at 316, PRAGATI INDL.ESTATE COMPOUND, NM JOSHI MARG, MUMBAI - 400011.
Does INDIAN OVERSEAS BANK DELISLE ROAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK DELISLE ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.