INDIAN OVERSEAS BANK IFSC Code – NANDJYOT INDUST ESTATE, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for NANDJYOT INDUST ESTATE branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NANDJYOT INDUST ESTATE |
| IFSC Code | IOBA0000386 |
| MICR Code | 400020032 |
| Address | 1 A, NANDJYOT INDUSTRIAL ESTATE, KURLA ANDHERI RD, MUMBAI |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 28514655 |
Payment Facilities
About IFSC Code IOBA0000386
The IFSC code IOBA0000386 uniquely identifies the NANDJYOT INDUST ESTATE branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000386
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000386) – Unique branch identifier for NANDJYOT INDUST ESTATE
How to Use IFSC Code IOBA0000386
To transfer money to any account at INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE branch, you will need to provide the IFSC code IOBA0000386 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NANDJYOT INDUST ESTATE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE Branch
INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
1 A, NANDJYOT INDUSTRIAL ESTATE, KURLA ANDHERI RD, MUMBAI, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400020032. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE?
The IFSC code of INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE branch in MUMBAI is IOBA0000386.
What is the MICR code of INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE?
The MICR code of INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE branch is 400020032.
What is the address of INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE?
INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE branch is located at 1 A, NANDJYOT INDUSTRIAL ESTATE, KURLA ANDHERI RD, MUMBAI.
Does INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NANDJYOT INDUST ESTATE branch supports NEFT, RTGS, IMPS, and UPI transactions.