INDIAN OVERSEAS BANK IFSC Code – AYIROOR CHERUKOLPUZHA, AYROOR
Complete bank details including IFSC code, MICR code, address and payment facilities for AYIROOR CHERUKOLPUZHA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | AYIROOR CHERUKOLPUZHA |
| IFSC Code | IOBA0000374 |
| MICR Code | 689020808 |
| Address | 336 NSS UNION BUILDING P C ROAD CHERUKOLEPUZHA AYIROOR SOUTH PIN 689611 |
| City | AYROOR |
| District | PATHANAMTHITTA |
| State | KERALA |
| Contact | 5230247 |
Payment Facilities
About IFSC Code IOBA0000374
The IFSC code IOBA0000374 uniquely identifies the AYIROOR CHERUKOLPUZHA branch of INDIAN OVERSEAS BANK located in AYROOR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000374
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000374) – Unique branch identifier for AYIROOR CHERUKOLPUZHA
How to Use IFSC Code IOBA0000374
To transfer money to any account at INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA branch, you will need to provide the IFSC code IOBA0000374 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at AYIROOR CHERUKOLPUZHA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA Branch
INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA is a branch of INDIAN OVERSEAS BANK located in AYROOR, KERALA. The branch provides comprehensive banking services to customers in AYROOR and surrounding areas.
Branch Address
336 NSS UNION BUILDING P C ROAD CHERUKOLEPUZHA AYIROOR SOUTH PIN 689611, AYROOR, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 689020808. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA?
The IFSC code of INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA branch in AYROOR is IOBA0000374.
What is the MICR code of INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA?
The MICR code of INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA branch is 689020808.
What is the address of INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA?
INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA branch is located at 336 NSS UNION BUILDING P C ROAD CHERUKOLEPUZHA AYIROOR SOUTH PIN 689611.
Does INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK AYIROOR CHERUKOLPUZHA branch supports NEFT, RTGS, IMPS, and UPI transactions.