INDIAN OVERSEAS BANK IFSC Code – ASHRAM ROAD, AHMEDABAD
Complete bank details including IFSC code, MICR code, address and payment facilities for ASHRAM ROAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ASHRAM ROAD |
| IFSC Code | IOBA0000353 |
| MICR Code | 380020002 |
| Address | OPPOSITE HANDLOOM HOUSE, ASHRAM ROAD, AHMEDABAD - 380 002 |
| City | AHMEDABAD |
| District | AHMADABAD |
| State | GUJARAT |
| Contact | 26581984 |
Payment Facilities
About IFSC Code IOBA0000353
The IFSC code IOBA0000353 uniquely identifies the ASHRAM ROAD branch of INDIAN OVERSEAS BANK located in AHMEDABAD, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000353
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000353) – Unique branch identifier for ASHRAM ROAD
How to Use IFSC Code IOBA0000353
To transfer money to any account at INDIAN OVERSEAS BANK ASHRAM ROAD branch, you will need to provide the IFSC code IOBA0000353 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ASHRAM ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ASHRAM ROAD Branch
INDIAN OVERSEAS BANK ASHRAM ROAD is a branch of INDIAN OVERSEAS BANK located in AHMEDABAD, GUJARAT. The branch provides comprehensive banking services to customers in AHMEDABAD and surrounding areas.
Branch Address
OPPOSITE HANDLOOM HOUSE, ASHRAM ROAD, AHMEDABAD - 380 002, AHMEDABAD, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 380020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ASHRAM ROAD?
The IFSC code of INDIAN OVERSEAS BANK ASHRAM ROAD branch in AHMEDABAD is IOBA0000353.
What is the MICR code of INDIAN OVERSEAS BANK ASHRAM ROAD?
The MICR code of INDIAN OVERSEAS BANK ASHRAM ROAD branch is 380020002.
What is the address of INDIAN OVERSEAS BANK ASHRAM ROAD?
INDIAN OVERSEAS BANK ASHRAM ROAD branch is located at OPPOSITE HANDLOOM HOUSE, ASHRAM ROAD, AHMEDABAD - 380 002.
Does INDIAN OVERSEAS BANK ASHRAM ROAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ASHRAM ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.