INDIAN OVERSEAS BANK IFSC Code – MALLESWARAM, BANGALORE
Complete bank details including IFSC code, MICR code, address and payment facilities for MALLESWARAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MALLESWARAM |
| IFSC Code | IOBA0000323 |
| MICR Code | 560020012 |
| Address | SITE 162, X MAIN ROAD, X V CROSS, OPP MES COLLEGE, MALLESWARAM WEST, BANGALORE - 560055 |
| City | BANGALORE |
| District | BANGALORE URBAN |
| State | KARNATAKA |
| Contact | 22950326 |
Payment Facilities
About IFSC Code IOBA0000323
The IFSC code IOBA0000323 uniquely identifies the MALLESWARAM branch of INDIAN OVERSEAS BANK located in BANGALORE, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000323
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000323) – Unique branch identifier for MALLESWARAM
How to Use IFSC Code IOBA0000323
To transfer money to any account at INDIAN OVERSEAS BANK MALLESWARAM branch, you will need to provide the IFSC code IOBA0000323 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MALLESWARAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MALLESWARAM Branch
INDIAN OVERSEAS BANK MALLESWARAM is a branch of INDIAN OVERSEAS BANK located in BANGALORE, KARNATAKA. The branch provides comprehensive banking services to customers in BANGALORE and surrounding areas.
Branch Address
SITE 162, X MAIN ROAD, X V CROSS, OPP MES COLLEGE, MALLESWARAM WEST, BANGALORE - 560055, BANGALORE, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 560020012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MALLESWARAM?
The IFSC code of INDIAN OVERSEAS BANK MALLESWARAM branch in BANGALORE is IOBA0000323.
What is the MICR code of INDIAN OVERSEAS BANK MALLESWARAM?
The MICR code of INDIAN OVERSEAS BANK MALLESWARAM branch is 560020012.
What is the address of INDIAN OVERSEAS BANK MALLESWARAM?
INDIAN OVERSEAS BANK MALLESWARAM branch is located at SITE 162, X MAIN ROAD, X V CROSS, OPP MES COLLEGE, MALLESWARAM WEST, BANGALORE - 560055.
Does INDIAN OVERSEAS BANK MALLESWARAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MALLESWARAM branch supports NEFT, RTGS, IMPS, and UPI transactions.