INDIAN OVERSEAS BANK IFSC Code – ABHIRAMAM, ABHIRAMAM
Complete bank details including IFSC code, MICR code, address and payment facilities for ABHIRAMAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ABHIRAMAM |
| IFSC Code | IOBA0000239 |
| MICR Code | 623020103 |
| Address | 77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601 |
| City | ABHIRAMAM |
| District | RAMANATHAPURAM |
| State | TAMIL NADU |
| Contact | 265223 |
Payment Facilities
About IFSC Code IOBA0000239
The IFSC code IOBA0000239 uniquely identifies the ABHIRAMAM branch of INDIAN OVERSEAS BANK located in ABHIRAMAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000239
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000239) – Unique branch identifier for ABHIRAMAM
How to Use IFSC Code IOBA0000239
To transfer money to any account at INDIAN OVERSEAS BANK ABHIRAMAM branch, you will need to provide the IFSC code IOBA0000239 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ABHIRAMAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ABHIRAMAM Branch
INDIAN OVERSEAS BANK ABHIRAMAM is a branch of INDIAN OVERSEAS BANK located in ABHIRAMAM, TAMIL NADU. The branch provides comprehensive banking services to customers in ABHIRAMAM and surrounding areas.
Branch Address
77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601, ABHIRAMAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 623020103. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ABHIRAMAM?
The IFSC code of INDIAN OVERSEAS BANK ABHIRAMAM branch in ABHIRAMAM is IOBA0000239.
What is the MICR code of INDIAN OVERSEAS BANK ABHIRAMAM?
The MICR code of INDIAN OVERSEAS BANK ABHIRAMAM branch is 623020103.
What is the address of INDIAN OVERSEAS BANK ABHIRAMAM?
INDIAN OVERSEAS BANK ABHIRAMAM branch is located at 77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601.
Does INDIAN OVERSEAS BANK ABHIRAMAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ABHIRAMAM branch supports NEFT, RTGS, IMPS, and UPI transactions.