INDIAN OVERSEAS BANK IFSC Code – AKALGARH GURUSAR SUDHAR, SUDHAR
Complete bank details including IFSC code, MICR code, address and payment facilities for AKALGARH GURUSAR SUDHAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | AKALGARH GURUSAR SUDHAR |
| IFSC Code | IOBA0000187 |
| MICR Code | NA |
| Address | AKHAL GARHGURUSARSUDHAR, PO KHALSA COLLEGE |
| City | SUDHAR |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 276837 |
Payment Facilities
About IFSC Code IOBA0000187
The IFSC code IOBA0000187 uniquely identifies the AKALGARH GURUSAR SUDHAR branch of INDIAN OVERSEAS BANK located in SUDHAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000187
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000187) – Unique branch identifier for AKALGARH GURUSAR SUDHAR
How to Use IFSC Code IOBA0000187
To transfer money to any account at INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR branch, you will need to provide the IFSC code IOBA0000187 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at AKALGARH GURUSAR SUDHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR Branch
INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR is a branch of INDIAN OVERSEAS BANK located in SUDHAR, PUNJAB. The branch provides comprehensive banking services to customers in SUDHAR and surrounding areas.
Branch Address
AKHAL GARHGURUSARSUDHAR, PO KHALSA COLLEGE, SUDHAR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR?
The IFSC code of INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR branch in SUDHAR is IOBA0000187.
What is the MICR code of INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR?
The MICR code of INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR branch is NA.
What is the address of INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR?
INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR branch is located at AKHAL GARHGURUSARSUDHAR, PO KHALSA COLLEGE.
Does INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK AKALGARH GURUSAR SUDHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.