INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – JAIPUR M I ROAD, JAIPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for JAIPUR M I ROAD branch.

IFSC Code
IOBA0000158

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameJAIPUR M I ROAD
IFSC CodeIOBA0000158
MICR Code302020002
AddressSARAF HOUSE, MIRZA ISMAIL ROAD, JAIPUR, PIN 302001
CityJAIPUR
DistrictADILABAD
StateANDHRA PRADESH
Contact2361710

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000158

The IFSC code IOBA0000158 uniquely identifies the JAIPUR M I ROAD branch of INDIAN OVERSEAS BANK located in JAIPUR, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000158

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000158) – Unique branch identifier for JAIPUR M I ROAD

How to Use IFSC Code IOBA0000158

To transfer money to any account at INDIAN OVERSEAS BANK JAIPUR M I ROAD branch, you will need to provide the IFSC code IOBA0000158 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JAIPUR M I ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK JAIPUR M I ROAD Branch

INDIAN OVERSEAS BANK JAIPUR M I ROAD is a branch of INDIAN OVERSEAS BANK located in JAIPUR, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in JAIPUR and surrounding areas.

Branch Address

SARAF HOUSE, MIRZA ISMAIL ROAD, JAIPUR, PIN 302001, JAIPUR, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 302020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK JAIPUR M I ROAD?

The IFSC code of INDIAN OVERSEAS BANK JAIPUR M I ROAD branch in JAIPUR is IOBA0000158.

What is the MICR code of INDIAN OVERSEAS BANK JAIPUR M I ROAD?

The MICR code of INDIAN OVERSEAS BANK JAIPUR M I ROAD branch is 302020002.

What is the address of INDIAN OVERSEAS BANK JAIPUR M I ROAD?

INDIAN OVERSEAS BANK JAIPUR M I ROAD branch is located at SARAF HOUSE, MIRZA ISMAIL ROAD, JAIPUR, PIN 302001.

Does INDIAN OVERSEAS BANK JAIPUR M I ROAD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK JAIPUR M I ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.