INDIAN OVERSEAS BANK IFSC Code – GUNTUR BRODIPET, GUNTUR
Complete bank details including IFSC code, MICR code, address and payment facilities for GUNTUR BRODIPET branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | GUNTUR BRODIPET |
| IFSC Code | IOBA0000123 |
| MICR Code | 520020103 |
| Address | 4TH LANE,5 37 193 BY 194 BY 195,BRODIPET,GUNTUR PIN 522002 |
| City | GUNTUR |
| State | ANDHRA PRADESH |
| Contact | 2241840 |
Payment Facilities
About IFSC Code IOBA0000123
The IFSC code IOBA0000123 uniquely identifies the GUNTUR BRODIPET branch of INDIAN OVERSEAS BANK located in GUNTUR, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000123
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000123) – Unique branch identifier for GUNTUR BRODIPET
How to Use IFSC Code IOBA0000123
To transfer money to any account at INDIAN OVERSEAS BANK GUNTUR BRODIPET branch, you will need to provide the IFSC code IOBA0000123 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GUNTUR BRODIPET
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK GUNTUR BRODIPET Branch
INDIAN OVERSEAS BANK GUNTUR BRODIPET is a branch of INDIAN OVERSEAS BANK located in GUNTUR, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in GUNTUR and surrounding areas.
Branch Address
4TH LANE,5 37 193 BY 194 BY 195,BRODIPET,GUNTUR PIN 522002, GUNTUR, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 520020103. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK GUNTUR BRODIPET?
The IFSC code of INDIAN OVERSEAS BANK GUNTUR BRODIPET branch in GUNTUR is IOBA0000123.
What is the MICR code of INDIAN OVERSEAS BANK GUNTUR BRODIPET?
The MICR code of INDIAN OVERSEAS BANK GUNTUR BRODIPET branch is 520020103.
What is the address of INDIAN OVERSEAS BANK GUNTUR BRODIPET?
INDIAN OVERSEAS BANK GUNTUR BRODIPET branch is located at 4TH LANE,5 37 193 BY 194 BY 195,BRODIPET,GUNTUR PIN 522002.
Does INDIAN OVERSEAS BANK GUNTUR BRODIPET support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK GUNTUR BRODIPET branch supports NEFT, RTGS, IMPS, and UPI transactions.