INDIAN OVERSEAS BANK IFSC Code – DEFENCE COLONY, DELHI
Complete bank details including IFSC code, MICR code, address and payment facilities for DEFENCE COLONY branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | DEFENCE COLONY |
| IFSC Code | IOBA0000115 |
| MICR Code | 110020006 |
| Address | UNIT A - 19, MOOL CHAND SHOPPING COMPLEX RING ROAD, DEFENCE COLONY, NEW DELHI, PIN - 110024 |
| City | DELHI |
| District | NEW DELHI |
| State | DELHI |
| Contact | 24692335 |
Payment Facilities
About IFSC Code IOBA0000115
The IFSC code IOBA0000115 uniquely identifies the DEFENCE COLONY branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000115
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000115) – Unique branch identifier for DEFENCE COLONY
How to Use IFSC Code IOBA0000115
To transfer money to any account at INDIAN OVERSEAS BANK DEFENCE COLONY branch, you will need to provide the IFSC code IOBA0000115 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DEFENCE COLONY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK DEFENCE COLONY Branch
INDIAN OVERSEAS BANK DEFENCE COLONY is a branch of INDIAN OVERSEAS BANK located in DELHI, DELHI. The branch provides comprehensive banking services to customers in DELHI and surrounding areas.
Branch Address
UNIT A - 19, MOOL CHAND SHOPPING COMPLEX RING ROAD, DEFENCE COLONY, NEW DELHI, PIN - 110024, DELHI, DELHI
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 110020006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK DEFENCE COLONY?
The IFSC code of INDIAN OVERSEAS BANK DEFENCE COLONY branch in DELHI is IOBA0000115.
What is the MICR code of INDIAN OVERSEAS BANK DEFENCE COLONY?
The MICR code of INDIAN OVERSEAS BANK DEFENCE COLONY branch is 110020006.
What is the address of INDIAN OVERSEAS BANK DEFENCE COLONY?
INDIAN OVERSEAS BANK DEFENCE COLONY branch is located at UNIT A - 19, MOOL CHAND SHOPPING COMPLEX RING ROAD, DEFENCE COLONY, NEW DELHI, PIN - 110024.
Does INDIAN OVERSEAS BANK DEFENCE COLONY support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK DEFENCE COLONY branch supports NEFT, RTGS, IMPS, and UPI transactions.