INDIAN OVERSEAS BANK IFSC Code – COCHIN WILLINGDON ISLAND, KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for COCHIN WILLINGDON ISLAND branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | COCHIN WILLINGDON ISLAND |
| IFSC Code | IOBA0000102 |
| MICR Code | 682020003 |
| Address | XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003 |
| City | KOCHI |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 2667812 |
Payment Facilities
About IFSC Code IOBA0000102
The IFSC code IOBA0000102 uniquely identifies the COCHIN WILLINGDON ISLAND branch of INDIAN OVERSEAS BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000102
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000102) – Unique branch identifier for COCHIN WILLINGDON ISLAND
How to Use IFSC Code IOBA0000102
To transfer money to any account at INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND branch, you will need to provide the IFSC code IOBA0000102 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at COCHIN WILLINGDON ISLAND
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND Branch
INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND is a branch of INDIAN OVERSEAS BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003, KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND?
The IFSC code of INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND branch in KOCHI is IOBA0000102.
What is the MICR code of INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND?
The MICR code of INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND branch is 682020003.
What is the address of INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND?
INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND branch is located at XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003.
Does INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK COCHIN WILLINGDON ISLAND branch supports NEFT, RTGS, IMPS, and UPI transactions.