INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RAJAHMUNDRY, RAJAHMUNDRY

Complete bank details including IFSC code, MICR code, address and payment facilities for RAJAHMUNDRY branch.

IFSC Code
IOBA0000077

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRAJAHMUNDRY
IFSC CodeIOBA0000077
MICR Code533020102
Address6-5-5,MAIN ROAD,INNISPETA, OPP SHYAMALA THEATRE,RAJAHMUNDRY,PIN 533101
CityRAJAHMUNDRY
DistrictEAST GODAVARI
StateANDHRA PRADESH
Contact2442407

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0000077

The IFSC code IOBA0000077 uniquely identifies the RAJAHMUNDRY branch of INDIAN OVERSEAS BANK located in RAJAHMUNDRY, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0000077

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000077) – Unique branch identifier for RAJAHMUNDRY

How to Use IFSC Code IOBA0000077

To transfer money to any account at INDIAN OVERSEAS BANK RAJAHMUNDRY branch, you will need to provide the IFSC code IOBA0000077 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAJAHMUNDRY

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RAJAHMUNDRY Branch

INDIAN OVERSEAS BANK RAJAHMUNDRY is a branch of INDIAN OVERSEAS BANK located in RAJAHMUNDRY, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in RAJAHMUNDRY and surrounding areas.

Branch Address

6-5-5,MAIN ROAD,INNISPETA, OPP SHYAMALA THEATRE,RAJAHMUNDRY,PIN 533101, RAJAHMUNDRY, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 533020102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RAJAHMUNDRY?

The IFSC code of INDIAN OVERSEAS BANK RAJAHMUNDRY branch in RAJAHMUNDRY is IOBA0000077.

What is the MICR code of INDIAN OVERSEAS BANK RAJAHMUNDRY?

The MICR code of INDIAN OVERSEAS BANK RAJAHMUNDRY branch is 533020102.

What is the address of INDIAN OVERSEAS BANK RAJAHMUNDRY?

INDIAN OVERSEAS BANK RAJAHMUNDRY branch is located at 6-5-5,MAIN ROAD,INNISPETA, OPP SHYAMALA THEATRE,RAJAHMUNDRY,PIN 533101.

Does INDIAN OVERSEAS BANK RAJAHMUNDRY support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RAJAHMUNDRY branch supports NEFT, RTGS, IMPS, and UPI transactions.